From signing up to the Dangote IPO, in about 15 minutes.

Go to the MorganCapital website and choose Open an account. Enter your email address and choose a strong password. We’ll email you a 6-digit code — type it in and your account exists.

Tip · No code after a minute? Check your spam folder, and make sure the email address has no typos. The code expires after 10 minutes, but you can request a new one.

The first step of the KYC form asks for your phone number, BVN and NIN. We check both against the official records instantly — the same secure system your bank uses — and your registered name appears on screen within seconds.

🔒 Your details are encrypted and used only to verify your identity. We never see your bank password or PIN, and your BVN is never shown in full anywhere on the platform.

Your home address, nationality and a few personal details — required by Nigerian regulations for every investment account. Adding a next of kin is optional; you can skip it and add one later.

First, a photo or scan of your ID. Then your proof of address — an electricity, water or waste bill, a bank statement, or your house rent receipt — dated within the last 3 months and showing your home address.

Tip · Lay the ID flat in good light with all four corners visible, and make sure it hasn’t expired. Phone photos are fine — we optimise them automatically.

Heads up · Choosing international passport or driver’s licence? You’ll also enter the issue and expiry dates printed on it. NIN slips and voter’s cards don’t need dates.

Enter the 10-digit account number where withdrawals and dividends should be paid. We confirm the registered account name with your bank automatically, so you’ll see your own name appear as a check.

Heads up · The account must be in your own name — the same identity as your BVN. Money can only ever leave the platform to you.

Read the customer declaration, tick I agree and attach my digital signature, and submit. If your BVN and NIN checks matched your details — which they do for most people — your account is approved instantly. Otherwise our compliance team reviews it, usually within one business day, and emails you the decision.

A 4–6 digit PIN that authorises every investment and withdrawal — your final layer of protection. Choose it once and keep it to yourself.

🔒 MorganCapital staff will never ask for your PIN or password — not by phone, SMS or email. Anyone who does is not us.

Go to Offers in your dashboard and open the Dangote offer. Everything you need to decide is on one page: the price per unit, the minimum investment, the closing date, and the official prospectus if you want the full detail.

Enter an amount (or a number of units — we calculate one from the other) and review the summary. What you see is what you pay: the total simply moves from your wallet, with no hidden charges added on top.

Enter your transaction PIN to confirm. The amount is reserved from your wallet and you get an instant receipt with an order reference — plus a confirmation email for your records.

Your CSCS account: the Central Securities Clearing System opens an account in your name (this is where Nigerian shares legally live). We email you the number the moment it’s ready.

Your allotment: after the offer closes, allotment is confirmed. You’ll get an email with the outcome — and if demand means you receive fewer units than you subscribed for, the difference is refunded to your wallet automatically.

Your shares: allotted units are registered at CSCS in your own name — not ours. They’re yours, visible in your portfolio.

Tip · Every step comes with an email — payment received, CSCS ready, allotment confirmed — so you never have to wonder where things stand.