From signing up to the Dangote IPO, in about 15 minutes.
Every screen you'll see and every button you'll press, in order — with a picture of each one. Your progress saves automatically, so you can pause at any step and pick up where you left off.
- screens, all shown
- 17
- end to end
- 15 min
- wallet funding
- Instant
- licensed broker
- SEC
Create your account and get verified.
One online form opens your stockbroking account. It checks your identity against official records as you go, so most people are fully approved the moment they submit.
- An email address you can check right now
- Your BVN (dial *565*0# on your bank-registered line if you can’t remember it)
- Your NIN (dial *346# to retrieve it)
- A clear photo of one valid ID — NIN slip, international passport, driver’s licence or voter’s card
- A utility bill or bank statement from the last 3 months showing your home address
- Your bank account number (where withdrawals will be paid)
- 1
Press “Open an account”
Go to the MorganCapital website and press the blue Open an account button at the top right of any page.
- 2
Enter your email and choose a password
Type the email address you use, choose a strong password, and press Create my account.
- 3
Type the 6-digit code we email you
Within seconds an email from MorganCapital arrives with a 6-digit code. Type it in — that proves the email is really yours, and your account exists.
Tip · No code after a minute? Check your spam folder. The code expires after 10 minutes, but Resend code gets you a fresh one.
- 4
Press “Complete your KYC”
Your dashboard opens with one card front and centre. Press it to start the 6-step verification form. Every answer saves as you type — close it anytime and it reopens exactly where you stopped.
- 5
Step 1 of 6 — verify your BVN and NIN
Enter your phone number, BVN and NIN. We check both against the official records instantly — the same secure system your bank uses — and your registered name appears on screen with a green tick.
🔒 Your details are encrypted and used only to verify your identity. We never see your bank password or PIN, and your BVN is never shown in full anywhere on the platform.
- 6
Step 2 of 6 — your address
Your home address, state and city — required by Nigerian regulations for every investment account. Then press Save and continue.
- 7
Step 3 of 6 — next of kin (you can Skip)
Optionally add someone we can reach on your behalf. This step is completely optional — the Skip button takes you straight on, and you can add one later.
- 8
Step 4 of 6 — your ID and utility bill
Choose your ID type, enter its number, and upload a photo of it. Below that, pick your proof-of-address type — electricity, water or waste bill, bank statement, or house rent — and upload that too.
Tip · Lay the ID flat in good light with all four corners visible, and make sure it hasn’t expired. The bill must be from the last 3 months and show your home address. Phone photos are fine — we optimise them automatically.
Heads up · Choosing international passport or driver’s licence? You’ll also enter the issue and expiry dates printed on it. NIN slips and voter’s cards don’t need dates.
- 9
Step 5 of 6 — your bank account
Enter the 10-digit account number where withdrawals and dividends should be paid. We confirm the registered name with your bank automatically — you’ll see your own name appear with a green tick.
Heads up · The account must be in your own name — the same identity as your BVN. Money can only ever leave the platform to you.
- 10
Step 6 of 6 — agree and submit
Read the customer declaration, tick I agree and attach my digital signature, and press Submit for approval.
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Approved — usually instantly
If your BVN and NIN checks matched your details — which they do for most people — you’re approved on the spot and see this screen. Otherwise our compliance team reviews it, usually within one business day, and emails you the decision.
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Set your transaction PIN
Finally, choose a 4-digit PIN. It authorises every investment and withdrawal — your last layer of protection. Keep it to yourself.
🔒 MorganCapital staff will never ask for your PIN or password — not by phone, SMS or email. Anyone who does is not us.
Fund your wallet from any bank app.
Once you're verified you get a personal bank account number just for investing. Money you send to it appears in your MorganCapital wallet in seconds.
- 1
Open your wallet and copy your account number
Open Wallet in your dashboard. At the top is your dedicated 10-digit account number — a Wema Bank account in your own name, created just for you. Press Copy.
- 2
Transfer from your own bank app
In any Nigerian banking app, make a normal transfer: choose Wema Bank, paste your MorganCapital account number, and confirm — the name check shows your own name. Send whatever you plan to invest; for the Dangote offer, at least the minimum shown on the offer page.
Heads up · Transfer from an account in your own name. Third-party deposits can be delayed or returned by compliance checks.
- 3
Watch it land — in seconds
Your wallet balance updates within seconds, with a confirmation in the app and by email. The money stays yours — it sits in your wallet until you choose to invest it, and you can withdraw it back to your bank at any time.
Subscribe to the Dangote IPO.
Three screens and a PIN. Then we handle the market plumbing — your CSCS account, your allotment, and your shares registered in your own name.
- 1
Open the offer and press Subscribe
Go to Offers in your dashboard and open the Dangote offer. Everything you need to decide is on one page: the price per unit, the minimum investment, the closing date, and the official prospectus if you want the full detail.
- 2
Choose how much to invest
Enter an amount (or tap a quick chip) — we calculate the number of units for you. What you see is what you pay: the total simply moves from your wallet, with no hidden charges added on top.
- 3
Authorise with your PIN — and you’re in
Enter your transaction PIN to confirm. The amount is reserved from your wallet and you get an instant receipt with an order reference — plus a confirmation email for your records.
- 4
What happens next — all automatic
Your CSCS account: the Central Securities Clearing System opens an account in your name (this is where Nigerian shares legally live). We email you the number the moment it’s ready.
Your allotment: after the offer closes, allotment is confirmed. You’ll get an email with the outcome — and if demand means you receive fewer units than you subscribed for, the difference is refunded to your wallet automatically.
Your shares: allotted units are registered at CSCS in your own name — not ours. They’re yours, visible in your portfolio.
Tip · Every step comes with an email — payment received, CSCS ready, allotment confirmed — so you never have to wonder where things stand.
MorganCapital is licensed by the SEC and is a dealing member of the Nigerian Exchange. Your cash sits in your own wallet until you invest it, and shares are registered at CSCS in your name.
Any unallotted portion of your subscription is refunded to your wallet automatically — you’ll see it in the app and get an email.
Yes. The form saves every answer as you type. Close it, come back tomorrow, and it reopens exactly where you stopped.
Reach us on WhatsApp or through the contact page and a real person will walk you through it.
Fifteen minutes from now, you could be in.
Create your account, verify once, fund from any bank app — and subscribe to the Dangote offer before it closes.